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Policy Paper 02: Firms and Digital Payments – Evidence from Censal Microdata
by University of Ghana, ReFinD Research Initiative, Ghana Statistical Service (GSS)
•Published 2025
An in-depth empirical analysis of digital payments adoption and usage among firms in Ghana, using IBES 2024 censal microdata to examine adoption patterns, firm characteristics, sectoral and spatial differences, gender dynamics, barriers to adoption, and policy implications for digital financial services.
